Sber to provide 1 million POS terminals with a system for generating QR codes for SberPay payments by the end of 2022

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By the end of 2022, 1 million acquiring POS terminals across the country will be able to pay for purchases using the SberPay payment by QR service. A QR code will be generated at the terminals when paying. And in 2023, Sber plans to equip the entire fleet of its acquiring POS terminals with this technology. This was reported to CNews by representatives of Sberbank.

“SberPay payment by QR” is increasingly used when paying for goods and services. It is enough for the client to read the QR code with the camera of his phone and pay for the purchase in one click in the Sberbank Online mobile application. Such payments are available for owners of both iPhone and Android smartphones, and bonuses from “Sberspasibo” are credited as when paying with a card.

At the same time, Sberbank is developing QR payment technology, when the client himself generates a QR code in the Sberbank Online application (iOS or Android), after which the cashier reads it from the smartphone screen to pay with a regular scanner at the checkout. The buyer’s personal QR code can be used to pay in large retail chains, for example, in Azbuka Vkusa, where the number of payments and turnovers via QR have more than tripled since the moment this service was connected and continue to grow.

Payment by this method is faster than the standard scanning of a QR code at the checkout. This payment method is absolutely safe, as your personal QR code is updated every time, so it cannot be copied to make a payment. In this case, the payment will take place even without access to the Internet.

Dmitry Malykh, Director of the Acquiring Division of Sberbank: “We continue to develop convenient and secure technologies for paying with mobile devices that do not require the use of plastic cards. The introduction of the SberPay QR payment technology to our fleet of acquiring POS-terminals will make our services more accessible to customers and will allow paying by phone wherever only a bank card could be used before.”

CNews Analytics: Atlas of the Russian Internet of Things Market

Internet of Things

Victoria Lubnina, Senior Vice President for Finance of Azbuka Vkusa: “For us, the convenience and comfort of customers is always a priority. QR payment technology is an excellent alternative to currently unavailable methods of fast payments via a mobile phone. We see a good response from buyers and will continue to develop this area together with fintech leaders.”


PJSC Sberbank is one of the largest banks in Russia and one of the leading global financial institutions. Sberbank accounts for about a third of the assets of the entire Russian banking sector. The main shareholder of Sberbank is the Russian Federation represented by the Ministry of Finance of the Russian Federation, which owns 50% of the authorized capital of Sberbank plus 1 voting share. The remaining 50% minus 1 voting share of the bank’s authorized capital is owned by Russian and international investors.

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